Risk Assessment Templates
Editable starting-point templates for the risk assessments many regulators expect to see documented at community banks and credit unions. Right-sized for small and mid-size institutions — free to download, no account required.
These are templates only. They are provided as a starting point to assist your institution in developing its own risk assessments and do not constitute legal or regulatory advice. No guarantee of regulatory acceptance, examiner approval, or compliance is expressed or implied. Your institution is solely responsible for reviewing, completing, and adapting each template to reflect your specific operations, risk profile, and applicable regulatory requirements — including any state-specific requirements that may apply. CU Risk Advisors recommends that completed risk assessments be reviewed by qualified legal counsel or a compliance professional before submission to examiners.
A defensible starting point
A documented assessment in progress is significantly better than no documentation. These templates give you a structured foundation to build from before your next exam.
Ready in minutes, not months
Each template is pre-structured with the sections regulators expect so you can focus on your institution’s specifics — not building from a blank page under deadline pressure.
Built for community institutions
Right-sized for $5M–$500M institutions. Not enterprise templates padded with complexity you don’t need — and not so minimal they fail to demonstrate due diligence.
Fully editable Word format
Every template is delivered as a Microsoft Word document. Add your institution name, customize risk ratings, fill in your controls, and make it your own. Most documents have a list of "search and replace" field names to help you get started.
