Start Your 30-Day Free Trial

No payment required. Full access for 30 days. We will configure ExpressHold for your institution and send you access credentials within one business day.

Free for 30 days

No credit card

Configured for your institution

Access within 1 business day

Contact information

First name *

Last name *

Title *

Direct phone *

Email address * Access credentials and subscription information will be sent to this address.

Institution information

Institution legal name *

Institution type *

Credit union Bank

Number of branches *

Phone number to print on hold notices * Printed on every notice — usually your main branch or member services line.

Business day start time * Time funds become available each business day.

Notice configuration

Copies per notice How many copies to print per hold notice.

Delayed cash availability §229.12(d)

No (standard) Yes

Enable only if your institution applies this rule institution-wide.

Internal use only — field labels The notice includes an Internal Use Only section with two columns of signature lines. Default labels are Teller #, Initials, and Date. Enter custom labels below only if you want something different — otherwise leave blank.

Column 1 — Processed by

Column 2 — Audited by

Additional notes

Questions or special requirements

ExpressHold Terms of Use — Summary

Free trial: 30 days from initial access at no charge. Continued access after the trial requires payment of the applicable annual subscription fee ($295, $495, or $1,495 depending on branch count).

License: You receive a limited, non-exclusive license to use ExpressHold for your institution's internal Regulation CC compliance purposes only. You may not copy, share, reverse engineer, or redistribute the software.

Intellectual property: ExpressHold is the original copyrighted work of Jeff L. Bassill / CU Risk Advisors (U.S. Copyright Reg. No. 1-15189428311). No ownership rights are transferred by this agreement.

No compliance guarantee: ExpressHold is a calculation tool designed to assist with Regulation CC compliance. No guarantee of regulatory compliance is expressed or implied. Your institution is solely responsible for ensuring the tool is appropriate for your operations, including any applicable state law variations.

Limitation of liability: Provider's liability is limited to fees paid in the prior 12 months. Provider is not liable for regulatory penalties, examination findings, or member claims arising from your use of ExpressHold.

The complete Terms of Use are available at mycurisk.com/terms. By submitting this form you agree to be bound by those terms.

I have read and agree to the ExpressHold Terms of Use I understand this is a 30-day free trial and no payment is required today.

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Thank you for requesting access to ExpressHold.

We will configure the calculator for and send access credentials to within one business day.

If you have questions in the meantime, contact us at mycurisk@gmail.com.

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CU Risk Advisors - mycurisk@gmail.com